Nassim Nicholas Taleb: Your Returns Will Not Match the Market


The state of financial literacy in our country is in poor condition -- very poor condition. So when the average American sits down with a financial advisor, and that financial advisor plugs in investment returns based on the market's historical average, we don't think twice. That's a huge mistake, according to Nassim Nicholas Taleb -- a former trader, current best-selling author, and distinguished professor of risk engineering at NYU's Tandon School of Engineering. … “The problem is, if you ever have an ‘uncle’ point -- where you have to liquidate -- then your return will not be the stock market's. It will be the returns to your ‘uncle’ point -- which is negative. In other words: the market can have a positive expected return, and you have a negative expected return", [he said].

 

(see more)